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    Car Insurance Securing your car made easy & hassle-free!

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    Why our customers love us?

    And, we think you will too.

    What is car insurance?

    A comprehensive car insurance policy, also known as motor package insurance, saves you money when your car is damaged in an accident or natural calamity. It also covers your vehicle against theft and burglary. At times, you may end up hurting others or damaging property in an accident. A car insurance policy covers such third party liabilities as well. If you own a car in India, having third party insurance is a must for you. That’s why it’s crucial to buy and renew your policy on time to stay on the right side of the law and be covered against car damages. At an affordable premium, our reliable car insurance policy protects you against all these risks so that you can drive worry-free.

    Apart from comprehensive car insurance, third-party only and own-damage only car insurance policies are also available. You can choose the policy type as per your needs.

    What risks does your policy cover?

    It depends where you live, but standard homeowners insurance policies will typically help pay to repair damage caused by certain risks, or perils, including:
    Fire and smoke
    Windstorm or hail
    Falling objects
    Frozen plumbing
    Water damage from plumbing, water heater, heating or cooling system or appliance.

    Types of Car Insurance in Pakistan

    Comprehensive Car Insurance

    With comprehensive  coverage, you can claim for accidents that are deemed to be your fault. It also applies when fault can’t be proven, eg when someone hits your car and runs away. Without comprehensive, you risk having to pay for repairs yourself. A comprehensive policy gives you full protection and peace of mind.

    Third Party Insurance

    Third-party car insurance offers cover against any legal liability to a third party caused when you are at fault. It covers any damage and injuiry caused by the insure, to another person or property. A third-party liability cover is made mandatory in Pakistan under the the Car vehicle Act,1939.

    Things to keep in mind while buying a car insurance policy

    When you’re shopping for the right car insurance online, here are some points to remember.

    Policy coverage

    Check the policy inclusions and exclusions thoroughly to know what’s covered and what’s not. Choose the right type of policy & coverage to ensure that you are well protected at the time of claim.


    Add-ons come with great benefits at a nominal extra charge and each one of them serves a specific purpose. Evaluate them closely and pick the ones you need to cover your car against accidental damages reasonably.

    Service benefits

    Availability of cashless garages, easy claims process and reliable customer support are a must.

    Right Insured Declared Value (IDV)

    While you can save on premium by choosing a lower IDV, it will serve you good at the time of claim if you get an IDV close to your car’s market value while buying the policy.

    Why should you buy a comprehensive car insurance policy?

    Here are six benefits that are hard to pass up.

    Third-party car insurance is mandatory

    As per the Motor Vehicles Act of India, it is compulsory for all vehicles running on the road to be insured. As a car owner, you must have third party liability coverage.

    Saves you from traffic fine

    As per the new Motor Vehicle Act 2019, you can get a traffic fine of ₹2000 for driving without car insurance. If you get caught for a second time, the penalty would be ₹4000.

    Provides personal accident coverage for owner driver

    Our car insurance policy provides ₹15 lakh coverage for injuries to the registered owner driver while travelling in the car, or getting in or off the car.

    Gives easy access to cashless garages

    We have a network of 4300+ cashless garages that take care of your car post damage. We pay for the repairs as per the claim and settle the dues directly with the garage.

    Covers damages to the car

    Our car insurance policy covers any damages to your car due to accidents or natural calamities and takes care of the repair costs.

    Covers your car against theft

    In case your car is stolen and cannot be recovered, we pay for your loss.

    What factors impact Insured’s Declared Value (IDV)?

    IDV plays a key role in determining your car insurance price

    In a car insurance policy, the Insured’s Declared Value (IDV) is the fixed value at which we insure your vehicle. We calculate the policy sum insured based on the manufacturer’s listed selling price of the vehicle + the listed cost of any accessories. We derive the amount after deducting the depreciation for every year as per the Indian Motor Tariff.

    Suppose you have installed any electronic item in the car, which is not included in the manufacturer’s listed selling price. In that case, we add the actual value (after depreciation) of the item to the policy sum insured over and above the IDV.

    How can you save on your car insurance premium?

    No matter what type of car you drive, certain discounts can bring down your car insurance price.

    No Claim Bonus (NCB)

    If you made no claims in the past years, you get up to 50% NCB.

    Security measures

    If you’ve taken special measures to keep your car from getting stolen, you are eligible for a discount. Typically, you would receive a 2.5% discount for fitting an anti-theft device (approved by ARAI) on your car.

    It is unwise to reduce IDV to save on premium. In case of an accident, you would find yourself at a disadvantage. Instead, ride safe and take security measures to get discounts on car insurance.

    How do you get an online car insurance quote?

    It’s quite simple –

    • Enter your car registration number and your contact details.
    • Check out the covers at affordable prices for your car and select the cover you like.
    • You can also personalise your plan with useful add-ons like Roadside Assistance, Zero Depreciation, Engine Protect, Garage Cash & Consumables Protect.

    Based on your choices, we will calculate and display your premium instantly.

    What are the benefits of renewing your car insurance online?

    Renewing your car insurance online is just a matter of a few clicks. Some of the benefits of online car insurance renewal include –

    • Fast and convenient
    • No additional paperwork
    • Instant policy
    • No break in coverage
    • No claim bonus

    Car Insurance Guide

    Our comparison tool is specifically designed to provide you hassle free experience, making it simple and fast, just how you want it. In short, we don’t believe that you need to waste your precious time by searching and calling different insurance providers, just to find a better car insurance plan that fits your budget and give you a better peace of mind. To save a good amount of money on your car insurance,prices may differ from company to company.Nowadays you can search for a comparison platform like and others that allow users to search and compare insurance companies side by side at the same time, get the best quotes instantly and buy your policy straight from the website. We are confident by using our comparison tool you will be able to find a better car insurance without compromising on services or benefits.
    Before you dish out a hefty amount to your car Insurance insurer, you must check what is covered and what`s not in your car insurance policy. It’s always a good practice to look into coverage details before you buy it. The everyday wear and tear of mechanical and perishable parts e.g battery, tyres, suspension, engine, interior and all the internal damages are not covered until they are damaged at the same time when the accident happened.
    The first thing after you met an accident or someone hit your car is to call your car insurance provider`s helpline number and inform them about the accident.This is the first step towards having to claim your auto insurance.Do keep in mind they probably ask you for your unique insurance policy number which is written on the insurance certificate.The insurance company will assign you a surveyor that will examine your car and will start the process.
    There is nothing more important in life than family, any extra measures we can take to ensure their safety are worth it trackers help in tracking the whereabouts of our loved ones, it can help with reducing the chances of car getting stolen and recovering of stolen vehicle.

    Still have you any problem for solutions?

    For any inquiries relating to my Retail and Leadership Programs or Coaching and Mentoring services feel free to speak to me personally by call us during business hours.